investing

My learned opinion for all of you youngin's and not-so-youngin's out there:  This stock market / diversified investing, is the stuff of which millionaires are made.  Most average folks are in a panic right now.  Before you sell your investments, do some homework.  You will learn that diversified investments are for long-term investing... 10 years or more.  Right now, disciplined investors are the ones who will win big down the road.  The investments you currently have are re-investing earnings, or buying, at bargain prices.  The investments you should be buying, each and every month or more, are being purchased at bargain prices.  That's called dollar cost averaging, which is an age-old proven technique.  You may not see it now, but the buy low / sell high methodology is in play.  If you are likely to live for 20 years or more, you should be slowly buying stocks (ETF's or mutual funds).